Privacy Policy

---

  Privacy Policy
 

HardHeadTechnologies.com  respects your privacy and recognizes the importance of protecting  information collected from you through HardHeadTechnologies.com's Web  site, related data, and/or related services (collectively, the  "Services"). We have adopted this      privacy  policy. HardHeadTechnologies.com will comply with this policy, and  applicable privacy-related law, when we gather and use information from  users of the Services.   
           This policy is current as of its last revision date below.
    However, please   note that this policy may be amended from time    to time to reflect changes and additions to the privacy policy.    You should check back for the most current version before relying    on any of the provisions in this privacy policy. Opting -Out    Clause: The subscriber(s) may opt-out at anytime and for any    reason just by clicking on "opt-out" email(s) link.
 

HardHead Technologies takes great care to protect personal information about you and when  we use it, we do so with respect for your privacy. We may use personal             information about you to service and maintain your account; process transactions             in your account; respond to inquiries from you or your representative; develop,             offer, and deliver products and services; or to fulfill legal and regulatory             requirements. H.H.T. may collect public and non-public personal information             about you from any of the following sources:

• You or your representative on applications or forms (for example, name,  address, Social Security number, birth date, assets and income)                 
• You or your employer or plan sponsor if H.H.T. provides them with                 record keeping services (for example, payroll, human resources, or benefits information)                 
• Transactional activity in your account (for example, trading history and                 balances)                 
• Other interactions with H.H.T.  (for example, discussions with our customer service staff or information you enter into our websites)                 
• Information from consumer reporting agencies (for example, to assess your  credit worthiness for margin products)                 
• Information from other third-party data services (for example, to verify                 your identity and to better understand your product and service needs)                 
• You or your representative regarding your preferences (for example, your  choice of electronic statement delivery, or the screen layout you specify if you use our Internet sites)                 
• Other sources with your consent or with the consent of your representative (for example, from other institutions if you transfer positions into H.H.T.)  
•                

How we protect information about you             

HardHead Technologies considers the protection of personal information to be a foundation  of customer trust and a sound business practice. We employ physical, electronic  and procedural controls and we regularly adapt these controls to respond to changing requirements and advances in technology.

At HardHead Technologies, we restrict access to personal information to those who require it to develop, support, offer and deliver products and services to you.

Collection of Information  
HardHeadTechnologies.com collects a  variety of information relating to usage of the HardHeadTechnologies.com  Services. Information you provide. You may provide information in    connection  with your use of the Services, such as information about homes. You may  also provide us information about yourself, such as providing your  e-mail address so we can send you information about the Services, or sending us e-mail. We may combine this information with other information we collect from the Services or from other companies.
 

Cookies
 
Cookies are bits of electronic information that can be    transferred to a user's computer to uniquely identify the user's    browser.   When you visit the Services, we place one or more    cookies on your computer. The use of cookies helps us improve the    quality of the Services in various ways, such as identifying    which Services are most interesting to you, or storing      information you may want to retrieve on a regular basis or    tracking user trends. You may adjust settings on your browser to    refuse cookies. Also, we work with   one or more service    providers to track and manage cookie information; Some Services    and features may not function   property if you disable cookies.      
            Usage logs. When you access the Services, your computer      communicates a variety of information to computer servers    operating the   Services, including the existence of cookies,    your Internet Protocol address,   and information about your    browser program. Your usage also creates a record of what    information you are requesting from the Services.    
Usage and Disclosure
 

In general, HardHeadTechnologies.com uses the information    collected to provide the Services and to communicate with you.    The information that you choose to provide in a public area of    the Services will not be protected by this privacy policy.   We will only share personal information that you provide outside    the public areas of the Services in the following circumstances:   Consent. When you consent or direct HardHeadTechnologies.com to    share the information.
 
            Affiliates and service providers. When HardHeadTechnologies.com    provides personal information to our affiliated companies or    service providers to manage and use on our behalf, consistent    with the terms of this privacy policy.
 
            Legal Obligation or Protection from Harm. When    HardHeadTechnologies.com has a good faith belief that access,    use, preservation or disclosure of the personal information is    reasonably necessary to (a) satisfy any requirement of   law,    regulation, legal process, or enforceable governmental request,    (b) enforce   or investigate a potential violation of the Terms    of Use, (c) detect, prevent, or otherwise respond to fraud,    security or   technical concerns, or (d) protect the rights,    property, or safety of HardHeadTechnologies.com, its users, or    the public against harm.       
            Merger or sale. When and if HardHeadTechnologies.com is involved    in a merger, acquisition, or any form of sale of some or all of    its business,   personal information may be transferred along    with the business.  We may share with third parties aggregate information or    information that   does not personally identify individuals.   Third Party Web Sites The Services may include links to the Web sites of other    companies and/or individuals. These third party Web sites may    collect personal information about   users on those Web sites,    and HardHeadTechnologies.com's privacy policy does not extend to     these external Web sites and third parties. Please refer directly    to these third   parties and Web sites regarding their privacy    policies.
   
Children Under the Age of 13
 
HardHeadTechnologies.com will not knowingly collect personally    identifiable information from any person under the age of 13. The Services are not designed to attract   the attention of persons under the age of 13.
   
            Storage and Security of Information
   
            Personal information will be processed and stored by    HardHeadTechnologies.com in databases hosted in the United States. HardHeadTechnologies.com has taken reasonable steps to    protect   the information users share with us, including, but not    limited to, setup of processes, equipment and software to avoid    unauthorized access or disclosure of this information. 

Contacting HardHeadTechnologies.com
 
If you have any questions about this privacy statement, or the    privacy practices of HardHeadTechnologies.com, please contact us.